Executive Summary New Zealand, long known for its laid-back "she'll be right" attitude and trusted community spirit, faces a staggering fraud crisis that is draining NZ$2.3 billion ($1.4 billion USD) annually from the nation's economy—equivalent to 0.6% of GDP.
Executive Summary Poland presents a fascinating paradox in 2025's global cybersecurity landscape: ranked 2nd globally in the National Cyber Security Index for preparedness, yet simultaneously suffering the highest ransomware attack rate worldwide at 6% of all global incidents—surpassing even the United States. With 113,600 serious cyberattacks
Executive Summary Spain stands at a dangerous crossroads in 2025: while 85 million annual tourists flock to Barcelona's beaches and Madrid's museums, they walk into one of Europe's most sophisticated fraud ecosystems. With €240 million lost to banking fraud in 2023 alone (a 117%
Executive Summary Vietnam stands at a dangerous crossroads where rapid digital transformation meets sophisticated cross-border cybercrime. With economic losses reaching $16.23 billion (3.6% of GDP) in 2023 and a 65% surge in online scams through 2025, the nation faces a dual crisis: Vietnamese citizens being victimized by domestic
Executive Summary Thailand faces a dual-front crisis in 2025: while tourists lose millions to traditional street scams in Bangkok and Phuket, the nation's Myanmar border has transformed into the epicenter of a global human trafficking and cybercrime empire. With ₿115.3 billion ($3.2 billion USD) lost annually
Executive Summary Indonesia, Southeast Asia's digital payment powerhouse and home to 270+ million people, is grappling with an unprecedented fraud crisis that threatens to undermine its remarkable digital transformation. With financial losses reaching Rp 7 trillion ($438 million) in less than one year and 89% of all unknown
Executive Summary Italy, a nation celebrated for its rich cultural heritage and world-class tourism industry, confronts a sobering reality in 2025: €181 million lost to online fraud—a staggering 32% increase from 2023's €137 million. With 18,714 cases reported in 2024 (up 15% from the previous year)
Executive Summary The Netherlands, renowned as Europe's most digitally advanced economy and a global logistics powerhouse, faces a paradox in 2025: despite having one of the world's highest digital literacy rates, the nation now leads all European Economic Area countries in digital payment fraud. With €1.
Date: October 2025 Executive Summary France is experiencing a devastating scam epidemic, with total fraud losses reaching €7.6 billion ($8.3 billion) in the last twelve months alone. Over half of French adults (54%) reported falling victim to scams in 2025, with the average loss per victim exceeding €750.
Executive Summary Mexico faces an unprecedented convergence of traditional organized crime and sophisticated cyber fraud that has created one of the most dangerous digital threat environments in the Western Hemisphere. In 2024 alone, Mexico lost MX$11.3 billion (US$611 million) to cyber fraud, with the country accounting for
Executive Summary Germany, the economic powerhouse of Europe, faces a staggering cybercrime crisis that has cost the nation €267 billion in 2024 alone—the fourth-highest fraud rate in Europe and seventh-highest among all 30 European Economic Area countries. In just the 12 months leading to mid-2025, German consumers lost €10.
Executive Summary South Korea is experiencing what experts are calling a "scam pandemic"—an explosive surge in voice phishing (voice fraud) and cryptocurrency scams that has left 26% of adults victimized in just the past year, with losses totaling $1.4 billion USD. In the first quarter of
Global Scam Series 2025
Executive Summary Japan is grappling with a record-breaking fraud crisis in 2025, as "special fraud" (tokushu sagi) cases surge to historic levels. What once targeted primarily the elderly has evolved into a sophisticated criminal industry that now victimizes people of all ages, with younger generations increasingly falling prey
Global Scam Series 2025
Executive Summary The Philippines faces a digital fraud crisis of unprecedented proportions, ranking as the second-highest country globally for suspected digital fraud rates in 2025. With 13.4% of all digital transactions flagged as potentially fraudulent—more than double the global average—74% of Filipinos have been targeted by scammers
Global Scam Series 2025
Executive Summary As 2025 progresses, China faces one of the world's most complex and sophisticated fraud landscapes, with telecom and internet scams evolving into an industrial-scale criminal enterprise that operates both domestically and across borders. With over 294,000 cases solved in the first half of 2025 alone
Global Scam Series 2025
Executive Summary Brazil stands at a dangerous crossroads where financial innovation meets criminal exploitation at unprecedented scale. The nation's revolutionary instant payment system, PIX, has transformed how 140 million Brazilians transact money—but it has simultaneously created a $2.7 billion fraud ecosystem that represents one of the
Global Scam Series 2025
Executive Summary India is experiencing an unprecedented cybercrime catastrophe. In 2024 alone, Indians lost a staggering ₹22,845 crore ($2.7 billion) to cyber frauds—a shocking 206% increase from the previous year. As October 2025 draws to a close, the crisis shows no signs of slowing. The country is
Global Scam Series 2025
Executive Summary Canada is experiencing a fraud epidemic of staggering proportions as 2025 progresses, with criminals exploiting advanced AI technology, social engineering tactics, and systemic vulnerabilities to defraud Canadians of hundreds of millions of dollars. The nation lost $638 million to fraud in 2024 alone, with an additional $342 million
Global Scam Series 2025
Executive Summary Despite being one of the world's most digitally advanced and safest nations, Singapore faces a severe scam crisis that claimed over S$1.1 billion (US$858 million) from its citizens in 2024—equivalent to one successful scam every ten minutes. The first half of 2025
Global Scam Series 2025
Executive Summary Australia is experiencing a scam crisis of unprecedented proportions, with Australians losing over $2 billion in 2024 and reporting losses of $119 million in just the first four months of 2025. While the National Anti-Scam Centre and coordinated government-industry efforts have achieved some victories, scammers continue to innovate,
Global Scam Series 2025
Executive Summary South Africa has emerged as one of the world's most targeted cybercrime hotspots, with the nation hemorrhaging R2.2 billion ($118 million) annually to an escalating fraud crisis that has reached catastrophic proportions. In a year marked by unprecedented digital transformation and economic vulnerability, South Africans
Global Scam Series 2025
Executive Summary The United Kingdom faces a critical fraud epidemic as 2025 nears its end, with over £1.1 billion stolen from citizens and businesses. Despite government intervention, new mandatory reimbursement rules, and enhanced Online Safety Act provisions, British consumers and businesses continue to battle increasingly sophisticated scammers who leverage
Global Scam Series 2025
Executive Summary As 2025 draws to a close, Americans face an unprecedented scam crisis that has evolved into what experts call an "industrial revolution for fraud." With over $64 billion lost to scams this year and 77% of Americans encountering fraud attempts on a near-daily basis, the United
As we navigate through the final quarter of 2025, scammers are more sophisticated than ever—leveraging artificial intelligence, exploiting seasonal events, and targeting vulnerable populations with ruthless efficiency. According to the Global Anti-Scam Alliance, over $1.03 trillion was lost to scammers in 2024, and 2025 is shaping up to